RP Sanjiv Goenka Group

The five key battlegrounds in financial services

Fintech vs incumbents: who will win?

The rise of fintech challengers has revived the innovation agenda of the most revered financial institutions, as they seek to remain relevant.

Conventional wisdom has it that fintech and big tech will be the big winners in this new normal. Many believe that these tech-driven entrants will own the high-value segments (customer acquisition and engagement) and the incumbents will be left holding the low-value segments (back-office) and risks (balance sheet).

We believe that it is too early to declare winners or losers. And that five key battlegrounds will determine who wins.

This white paper provides insights into:

  • Opportunities for different players like fintech, big tech, and incumbents
  • The core capabilities that players need to win in the marketplace
  • Adapting business models, disruptive technologies, regulatory compliance, and implications

Learn more about the key battlegrounds and where opportunities lie for different players. Transform your business today for tomorrow’s digital landscape.

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